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articles about personal finance and investing.

To work from home is a goal many people have set as part of their 2020 resolutions. When asked to choose, millennials are known for leaning towards getting more time to themselves than money, which is why remote jobs are increasing at a rapid pace.   Deciding on how to begin...
Verizon Media is hoping to target the next generation of spenders with its personal finance site Cashay.  Launched on Wednesday, the site will include information on money, managing finances, and preparing for the future, the company said in a statement.  "As the wealth gap continues to grow, financial literacy will be...
Do you have a savings account, but you don't want to invest it in the stock market? There's another way you can make your money work for you, called a high-yield savings account. A high-yield savings account is a bank account that earns you a higher interest rate than a...
When you want to invest in pooled funds, mutual funds, and Exchange Traded Funds (ETFs) are among the major pooled investment, you’ll come across. Knowing the difference between these two is the key to a good investment. There is a lot of similarity between ETFs ( Exchange Traded Funds) and...
Buying a house is one of the most challenging undertakings for anyone. It’s not just about moving from one neighborhood to the other but also the financial management part. Most homebuyers seek financing to pay for a house, leading to a mortgage application. Applying for a mortgage is not always...
If you are lucky enough to have a job amid this pandemic, there is a likelihood that you are still with the work from home (WFH) measures many companies are still practicing. One of the secrets to success when working from home is investing in a comfy and relaxing...
Investing your money and becoming financially independent begins with one simple step: saving money.  With a little bit of discipline and planning, you can easily save money on a daily basis. There’s no need to wait for your next paycheck or bonus. With these simple tips, you will be well...
Death is the absence of time, a dark nothingness that is infinite and impossible to fill. If there is life after death it is more than welcome. Personally, I do not need the promise of heaven in order to be a good person and citizen. As nothing is guaranteed in...
More money. We all wish we had a bit more. Right? To buy that fancy dress, new gadget, save more for a vacation, pay off debt or a cool dinner date. This article features some unusual yet effective ways to make money.  You can make an extra dollars without spending much of...
While a loan and a line of credit or credit lines, allows an individual or a business to borrow money to meet certain expenses, the two terms are quite different. Among the shared similarities between those two terms is that the approval for either will depend on the borrower’s...
As you grow older and become more independent, you realize that your physical health is not the only thing that matters. A healthy financial life helps alleviate your stress levels and promotes a more stable lifestyle. Although there is no specific score or number that measures our financial health, it’s...
When we talk of long term investment horizons for stocks, we talk of stocks you can hold for more than 10 years- say 15 to 30or even forever, where possible. According to Warren Buffet, if you're not planning on owning a stock for more than 10 years, don't even...
Step 1: Prepare yourself mentally and emotionally for your Financial Independence (FI) journey. FI is not achieved in a day or a week, it is a multi-year process, an ultra marathon. FI will test your commitment and resilience. Body, Mind and Soul need to be committed to the success...
Financial independence is the foundation of an early retirement. Building financial independence is all about making the most out of what you have and dealing with any setbacks as best you can. To do this one needs to think before acting. To reflect on the various options and decide...
It’s tax season in the U.S., and the IRS wants to know if you sold or bought any cryptocurrencies in 2019.  For the first time, the IRS will ask if “At any time during 2019, did you receive, sell, send, exchange or otherwise acquire any financial interest in any virtual...
Investors and homebuyers sometimes go for foreclosed properties as it allows them to buy properties at a fair price. As much as you can find foreclosed properties with decent prices than newly listed properties, they come with pitfalls. Below are the pitfalls to watch out for when buying foreclosed...
Who doesn't like a good free app? Anything that gets you closer to saving more every month by helping you reduce how much you spend it's great, as long as it brings joy and happiness into your life. Here are personal finance apps free at your disposal that you should consider...
Coping when markets are spiraling out of control can be an overwhelming exercise. For most young investors who did not go through the turmoil during the Great Depression or the financial crisis of 2008, the current trends in the market are overwhelming. Financial markets all over the world took a...
Due diligence questions on alternative investments Due diligence is critical, crucial and never ending. When it comes to evaluating an alternative investment your own research to understand how the risks affect you is paramount. This is a list of questions to start you off in your investigations. First Questions Is this investment too good...
Fintech companies and mobile-money startups have long relied on traditional banks to operate, but that could soon change. The FDIC approved bank startup Varo's charter application on Monday, which means Varo can start holding customer deposits. Receiving an official bank charter has been part of Varo's vision from the very beginning,...
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