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articles about personal finance and investing.

Agriculture investments, provide an opportunity to invest in food production. SWOT Analysis Strengths: Food is a key component of human life, in the next decades there will be more human life, and we will need more food. According to the Savills report,  Two billion people means we need to increase our output by...
It is hard to know what you want to do in life. Most students people graduate from university and have a plethora of options that await. This is especially true for those that study non-professional degree and business disciplines. A business major could get a job at an oil...
It’s tempting to bury your head in the sand when it comes to debt. But, as we all know, those credit card bills are only going one way and the banks aren’t going to forget about the loans you are struggling to repay. While most of us will worry...
"Investing is the act of focusing resources on something, to get more" The above is Jim Reynold's definition of investing. Let's dig deeper. Investing - What is it? To invest, you need capital. Capital is an accumulation of a currency. To have capital you need to save. Saving can only take place if you...
What Is Financial Independence and How Do You Achieve It? Financial = money = acquiring what is needed Independence = not being dependent = freedom Why do you need money? Two things. To buy what you need. Secondly, If you sell your time for money, to take back control of your...
If there was an award for ‘Most Unlikely Article Title of the Year’ this one would have few competitors beyond Government Decides to Cancel Taxes! Yet early retirement, or even very early retirement, is a real possibility for those who adhere to the ways of FIRE - and you don’t...
So you have 1,000  Euros or 1,000 Dollars in your bank account and your fingertips are itching to do something with them. You know that the value of these 1,000 will diminish because of inflation and if you do not use them wisely in the short term - they...
Financial Skills Toolbox A toolbox is a dangerous place, it contains hammers, saws and nails. If used eloquently they can build your financial fortress. On the other hand, if those using them do not have the experience or the patience to learn how to use them, they can cause unintentional...
Not all p2p lenders are created the same. Each p2p lender has a different profile; investors need to find the right match between a p2p lender and their financial needs. How do investors select the right p2p lenders? This is a question I cannot answer for you, but I...
List of international investments open to non-resident investors. P2P Lending Mintos: A p2p platform based in Latvia       The stock market is an efficient investing machine, the alternative investment market much less so. There are opportunities out there destined for sophisticated, high net worth individuals and the risk-conscious retail investor. Stock markets on all four...
Financial independence is a thought process, it is a reflection of the neural connections within the subconscious and how they manifest themselves within the conscious. Thoughts are seeded from other throughs which grow into a decision that have the ripple effects of financial bloom or financial withering. The structure of decisions...
Peer to peer lending is a system in which borrowers and lenders connect directly to lend money to each other. The internet has become a matchmaker between borrowers and investors or lenders who would like to co-invest in such loans with other investors. Co-investing taps into the power of...
We all expect and accept that Artificial Intelligence will play an important role in the global economy of the future. But are we ready to entrust robots with our investments? Well, there is a good chance that you already do to some extent, as more and more investment operations...
The idea of having an emergency fund is advocated by financial experts who think that having a financial floor is incredibly favorable to cover unexpected situations and emergencies. Now, is there a chance that you are over-saving for an emergency fund? In fact, there is. If you center too much...
Due diligence questions on alternative investments Due diligence is critical, crucial and never ending. When it comes to evaluating an alternative investment your own research to understand how the risks affect you is paramount. This is a list of questions to start you off in your investigations. First Questions Is this investment too good...
Is financial independence worth pursuing? What is the cost of financial independence? Life is a zero-sum game because we have limited time. We can only do so much in the 15 hours we remain awake every day. This has to be subdivided between learning, the day job, family, and why not...
Death is the absence of time, a dark nothingness that is infinite and impossible to fill. If there is life after death it is more than welcome. Personally, I do not need the promise of heaven in order to be a good person and citizen. As nothing is guaranteed in...
You are sitting at your desk at your office working normally when suddenly you are asked to a meeting with human resources. Uh oh. You go to the meeting and are informed that you will be made redundant. You are escorted back to your desk and asked to take...
Financial education is about listening to both traditional and alternative views on economics, money and investing. Differing views can either challenge or strengthen your current understanding of the how money works. The internet is a collection of thoughts and ideas, all competing for your eyeballs and brain time. The creators...
You’ve got the job, you’re managing to make the rent each month (if you’ve escaped the nest) and you’re starting to look to the future. Perhaps you are finding, for the first time, that you have some spare money each month after the bills have been paid and are...
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