Personal Finance

articles about personal finance and investing.

Financial independence is the foundation of an early retirement. Building financial independence is all about making the most out of what you have and dealing with any setbacks as best you can. To do this one needs to think before acting. To reflect on the various options and decide...
Most of us have to sell our time for money. For those who feel that this is an invisible prison, financial independence (FI) shatters these invisible walls. The journey to FI is decades long, hard and difficult, but the end goal of a more fulfilling life make the pursuit...
Step 1: Prepare yourself mentally and emotionally for your Financial Independence (FI) journey. FI is not achieved in a day or a week, it is a multi-year process, an ultra marathon. FI will test your commitment and resilience. Body, Mind and Soul need to be committed to the success...
What Is Financial Independence and How Do You Achieve It? Financial = money = acquiring what is needed Independence = not being dependent = freedom Why do you need money? Two things. To buy what you need. Secondly, If you sell your time for money, to take back control of your...
How to become rich? A checklist About the Self: Be passionate and alive. Meditate Know your issues/weaknesses. Have strategies to deal with them. How do you deal with Fear and Greed? Leverage your strengths. Learn from the mistakes of others rather than your own. Check in with your state of...
Increasing your financial wealth can be easy if you do it the right way. Treat money as your enemy, and it will show you no respect in return. But treat it as your friend, and it will be your greatest ally. The money you have at this moment, whether it...
Not all p2p lenders are created the same. Each p2p lender has a different profile; investors need to find the right match between a p2p lender and their financial needs. How do investors select the right p2p lenders? This is a question I cannot answer for you, but I...
When investing investors put their capital at risk. This risk changes according to events in the world. In particular, p2p investing is still a relatively new industry and thus is subject to more changes. Regulators, p2p lending platforms, borrowers, investors, loan demand, borrower choice and interest rates are agents...
What is peer to peer lending? P2P lending is a system of direct loans between a borrower and a lender. These direct loans are managed through a peer to peer lending company which has a platform in the form of a  website to administer this process. There are many p2p...
Peer to peer lending is a system in which borrowers and lenders connect directly to lend money to each other. The internet has become a matchmaker between borrowers and investors or lenders who would like to co-invest in such loans with other investors. Co-investing taps into the power of...
"Investing is the act of focusing resources on something, to get more" The above is Jim Reynold's definition of investing. Let's dig deeper. Investing - What is it? To invest, you need capital. Capital is an accumulation of a currency. To have capital you need to save. Saving can only take place if you...
List of international investments open to non-resident investors. P2P Lending Mintos: A p2p platform based in Latvia       The stock market is an efficient investing machine, the alternative investment market much less so. There are opportunities out there destined for sophisticated, high net worth individuals and the risk-conscious retail investor. Stock markets on all four...
Due diligence questions on alternative investments Due diligence is critical, crucial and never ending. When it comes to evaluating an alternative investment your own research to understand how the risks affect you is paramount. This is a list of questions to start you off in your investigations. First Questions Is this investment too good...
Agriculture investments, provide an opportunity to invest in food production. SWOT Analysis Strengths: Food is a key component of human life, in the next decades there will be more human life, and we will need more food. According to the Savills report,  Two billion people means we need to increase our output by...
Financial education is about listening to both traditional and alternative views on economics, money and investing. Differing views can either challenge or strengthen your current understanding of the how money works. The internet is a collection of thoughts and ideas, all competing for your eyeballs and brain time. The creators...
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