Life isn’t fair when it comes to money. Some people have a ton of cash while others struggle to just scrape through every month. When every other brand is trying to sell something to us, the urge to spend our way to social acceptance keeps going north every passing day....

Buying a house is one of the most significant purchases you will ever make. As such, the process needs to be meticulous, so you do not end up hating a property or the financial debt a mortgage leaves. For this to happen, you need to be aware of the...

Buying a house is one of the most challenging undertakings for anyone. It’s not just about moving from one neighborhood to the other but also the financial management part. Most homebuyers seek financing to pay for a house, leading to a mortgage application. Applying for a mortgage is not always...

Earn it and spend it because you only live once, this is the YOLO lifestyle. FI seekers earn it then invest it building their way to financial freedom. This delays gratification, but gives greater freedom later on. Those who are successful in their FI journey will so win control over...

Are you thinking about becoming your own boss? 2020 might have its downs, but there is still an opportunity for you to chase your dream of starting and running a successful business. The first question to answer, though, does your business idea fulfill the needs of the market? There...

While a loan and a line of credit or credit lines, allows an individual or a business to borrow money to meet certain expenses, the two terms are quite different. Among the shared similarities between those two terms is that the approval for either will depend on the borrower’s...

It’s tax season in the U.S., and the IRS wants to know if you sold or bought any cryptocurrencies in 2019.  For the first time, the IRS will ask if “At any time during 2019, did you receive, sell, send, exchange or otherwise acquire any financial interest in any virtual...

A comprehensive guide to investing in index funds for beginners. Learn the basics, tips, and strategies to make informed investment decisions. Take control of your financial future now!

Americans are more satisfied than ever about their personal finances, according to a quarterly report by the American Institute of CPAs (AICPA).  The institute’s Personal Financial Satisfaction index reached an all-time high of 40.2 in the fourth-quarter of 2019, after plummeting to a record low in the prior quarter.  Personal Finance...

We all expect and accept that Artificial Intelligence will play an important role in the global economy of the future. But are we ready to entrust robots with our investments? Well, there is a good chance that you already do to some extent, as more and more investment operations...

So you have 1,000  Euros or 1,000 Dollars in your bank account and your fingertips are itching to do something with them. You know that the value of these 1,000 will diminish because of inflation and if you do not use them wisely in the short term - they...

You’ve got the job, you’re managing to make the rent each month (if you’ve escaped the nest) and you’re starting to look to the future. Perhaps you are finding, for the first time, that you have some spare money each month after the bills have been paid and are...

Many people don’t like their corporate jobs and want to do something for themselves. Many other people complain that they are being underpaid for the amount of work they do. Joining another big corporate is an option, but it may not solve the underlying issues. The work may still...

Regardless of how your retirement plan pans out due to Covid-19, the truth is that you still have to plan for retirement. Why, because the dynamics of retirement planning have changed over the decade. While the current pandemic might play a role, other factors have changed retirement planning over...

If there was an award for ‘Most Unlikely Article Title of the Year’ this one would have few competitors beyond Government Decides to Cancel Taxes! Yet early retirement, or even very early retirement, is a real possibility for those who adhere to the ways of FIRE - and you don’t...